Saturday, May 16, 2009

Banking fees (a joke)

My aunt died last January.

The bank billed her for Feb. & March monthly service charge on her credit card, & then added late fees & interest...the balance had been $0.00... now was around $60.00)

So I placed the following phone call to the bank:

Me: "I am calling to tell you that she died in January."

Bank: "The account was never closed and the late fees and charges still apply."

Me: "Maybe, you should turn it over to collections..."

Bank: "Since it is 2 months past due, it already has been."

Me: "So, what will they do when they find out she is dead?"

Bank: "Either report her account to the frauds division, or report her to the credit bureau...maybe both!"

Me: "Do you think God’ll be mad at her?"

Bank:"...excuse me .....?"

Me: "Did you just get what I was telling you.... The-part about her being dead?"

Bank: "Sir, you'll have to speak to my supervisor!"(Supervisor gets on the phone)

Me: "I'm calling to tell you, she died in January."

Bank: "The account was never closed and the late fees and charges still apply."

Me: "You mean you want to collect from her estate?"

Bank: "....(Stammer) Are you her lawyer?"

Me: "No, I'm her great nephew." (Lawyer info given...)

Bank: "Could you fax us a certificate of death?"

Me: "Sure." (Fax # is given )

Bank: (After they get fax): "Our system just isn't setup for death..."

Me: "Oh..."

Bank: "I don't know what more I can do to help..."

Me: "Well... if you figure it out, great! If not, keep billing her...I suppose...don't think she’ll care...."

Bank: "Well...the late fees and charges do still apply."

Me: "Would you like her new billing address?"

Bank: "That might help."

Me: (Odessa Memorial Cemetery #### Hwy. 129 and plot # given.)

Bank: "Sir, that's a cemetery!"

Me: "What do you do with dead people on your planet?"

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